When opening an IRA, one of the many decisions you must make is the choice of who (or what) will be the beneficiary of the IRA assets.
Beneficiary.html
When planning how much to save for retirement, think of the following factors.
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Thank you for contacting the Rethink Your Rollover website team. We will be happy to answer any questions you have on the subject of IRA Rollovers, especially if we have not already answered it here on this Re- Think your Rollover website.
Contact_Us.html
There are 4 basic choices for distributions. We’ll take a look at each one.
Distribution_Options.html
There are many factors affecting your retirement. For examples, nowadays people live longer and more money is needed for retirement for more living years and perhaps medical or other expenses.
Factors_affecting_your_retirement_plans.html
A simple way to see the effects of inflation is to look at postage stamps and the bills to which you attach them.
Impact_of_Inflation.html
Inflation has been higher than 10% before in the past... These days a reasonable assumption used for the inflation rate is 3%. Over the years, annualized inflation rate has been higher than 10%. (13% in the 1970s!)
Inflation_Rates.html
Leave the Assets where they are. This brings us to Option #2: Leaving your assets where they are. This is not necessarily a bad idea.
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In 1950, the average American retired at age 65, provided he or she lived that long. At that time, the average life expectancy at birth was about 68 years.
Longer_Life_Expectancy.html
Let’s take a look at a third option: Moving the distribution to your new employer’s plan.
Move_the_Distribution_to_New_Plan.html