Rethink Your Rollover

Ira Higher Education

admin — Wed, 08 Sep 2010 01:20:01 +0000

ira higher education Question: Going to Grad School: So Invest in 410k or IRA or Anything Else? So I have just landed a job out of college, but I am planning to leave in 2 years in order to go to Grad School (MBA). My company offers me 410K, however I won’t get the benefit of matching fund [...]

Ira Higher Education is a post from: Rethink Your Rollover

Roth Ira Death Benefits

admin — Mon, 06 Sep 2010 10:53:40 +0000

Roth IRA death benefits Question: Roth IRA/Variable annuity? I have an 80 year old relative with less then 100K in a variable annuity. Its basis is probably about 25K meaning there is about 75K in appreciation over a 20 year period. My relative will not need this money before death other then the small amount [...]

Roth Ira Death Benefits is a post from: Rethink Your Rollover

Roth Ira Basics

admin — Sun, 05 Sep 2010 01:12:13 +0000

Roth IRA basics Question: What time of investments should I look into making? I’m 21, soon graduating from college, and am interested in diving into some investments. I already have a Roth IRA, but am curious as to what other ideas I should consider (i.e. bond funds, growth v. value). I know the very basics [...]

Roth Ira Basics is a post from: Rethink Your Rollover

Roth Ira Qualified Distributions

admin — Tue, 31 Aug 2010 11:42:07 +0000

Roth IRA qualified distributions Question: Form 8880 line 4 – do they mean all distributions or just the non-qualified ones? In 2007 I “cashed out” 3 of my mutual funds in my IRA account. These were separate funds from the Roth IRA that I want to contribute to this year. The amount that I cashed out was [...]

Roth Ira Qualified Distributions is a post from: Rethink Your Rollover

Roth Ira Qualifications

admin — Wed, 25 Aug 2010 18:30:24 +0000

Roth IRA qualifications Question: How much to put in IRA? I am thinking of getting an Roth IRA, but I was deciding how much to put in. I was wondering if I put $5,000 in, would that be good. I heard with these accounts you can accumulate over million a dollars. I am 18 now, what age [...]

Roth Ira Qualifications is a post from: Rethink Your Rollover

Roth Ira Brokerage Account

admin — Wed, 25 Aug 2010 15:09:10 +0000

Roth IRA brokerage account Question: i have 35k i invest and every year i sell about 3k worth of stocks and fund my IRA, make sense tax wise? i sell 3k and pay taxes on that 3k each year, then turn around and put it into my Roth IRA and invest it. i mean the only [...]

Roth Ira Brokerage Account is a post from: Rethink Your Rollover

Roth Ira Information

admin — Tue, 24 Aug 2010 18:46:20 +0000

roth ira information Question: Rollover IRA (is it Roth or traditional?)? I have a rollover IRA (from an old 401K). I am considering funding it more so I started searching online but there is virtually no information re:Rollover IRAs. They either talk about Roth or traditional. So what category does my Rollover fall under? Answer: Neither AND [...]

Roth Ira Information is a post from: Rethink Your Rollover

Roth Ira Conversion 2009

admin — Sun, 22 Aug 2010 06:50:00 +0000

Roth IRA conversion 2009 Question: In 2009 I am considering converting $200,000 in a Rollover IRA to a Roth IRA (I’m 44). ? The amount converted will be taxed as income. I would not be able to pay all the taxes on this conversion by April 15, 2010. Would the IRS allow me to pay in installments [...]

Roth Ira Conversion 2009 is a post from: Rethink Your Rollover

Roth Ira Real Estate

admin — Fri, 20 Aug 2010 03:57:41 +0000

Roth IRA real estate Question: investment strategies when household income of 220k? What are some investment tools used by people in this bracket? We have been discussing a max contribution to our 401k accounts, but it seems that we should do more than just this (IRA, CD, Money Market, real estate). What is a good [...]

Roth Ira Real Estate is a post from: Rethink Your Rollover

Roth Ira Account Rules

admin — Thu, 19 Aug 2010 07:06:05 +0000

roth ira account rules Question: Question about the 5 year rule on a Roth IRA account.? I’m 22 years old and have got into investing. I have about 10,000 that i have been playing around with and would really like to start an Roth IRA. All though I plan on buying a house and going [...]

Roth Ira Account Rules is a post from: Rethink Your Rollover

Roth Ira Losses Tax Deduction

admin — Wed, 18 Aug 2010 10:45:00 +0000

Roth IRA losses tax deduction Question: I *technically* earned more than the limit last year but I contributed to a Roth IRA. What to do? The reason I earned more than the limit was because I had significant earnings from poker last year. But the way that “gambling winnings” must be expressed on a tax form [...]

Roth Ira Losses Tax Deduction is a post from: Rethink Your Rollover

Roth Ira Taxation

admin — Mon, 16 Aug 2010 05:23:03 +0000

Roth IRA taxation Question: Is it legal and all to have both a Standard Accounts with my discount online broker and a Roth IRA? Notice I’m not asking if it is ok to have a IRA and a Roth IRA. I’m asking is it legal and all to have a Standard Account and a IRA whether regular [...]

Roth Ira Taxation is a post from: Rethink Your Rollover

Ira Faqs

admin — Sat, 14 Aug 2010 16:32:32 +0000

ira faqs Life Insurance Faq More life insurance questions please visit : InsuranceFreeFAQ.com Where is the best site to gain occupancy natural life insurance quotes?the life insurance quotes are for 62 year prehistoric male–good health – You would be better served to speak to a live agent fairly than from the internet. You can get cheap [...]

Ira Faqs is a post from: Rethink Your Rollover

Roth Ira Spouse

admin — Mon, 09 Aug 2010 08:11:27 +0000

Roth IRA spouse Question: In transfering a 401k to a Roth IRA (after leaving an employer)? does an employee need to pay taxes? What if their spouse is on Social Security Disability and they normally pay no taxes? Answer: Yes. You should roll the 401(k) over into a traditional IRA first (both are pretax accounts). [...]

Roth Ira Spouse is a post from: Rethink Your Rollover

Roth Ira Tax Free

admin — Mon, 09 Aug 2010 06:29:10 +0000

Roth IRA tax free Question: I want to rollover my traditional ira to a Roth IRA verses? I only have $5000 in traditional, and want to roll it over now because i’m taxed in the 15% tax range. And when i but it in a Roth IRA, it’ll be tax free when i take it out [...]

Roth Ira Tax Free is a post from: Rethink Your Rollover

Roth Ira Limitations 2010

admin — Fri, 06 Aug 2010 18:20:18 +0000

Roth IRA limitations 2010 Question: How exactly to do you execute the conversion of an IRA to a Roth in 2010? Next year US taxpayers will be allowed to convert traditional IRAs to Roth IRAs without regards to income limitations that usually apply. This is generally a great benefit for most people. The typical IRA is invested [...]

Roth Ira Limitations 2010 is a post from: Rethink Your Rollover

Roth Ira Rates

admin — Thu, 05 Aug 2010 05:57:45 +0000

Roth IRA rates Question: Roth IRA Certificate of Deposit in international bank? Can I put money earned in US into a Roth IRA Certificate of deposit in an international bank ? Reasons – 1) i am happy with a lower but steady bank interest rate on my retirement funds. 2) i don’t like bond funds. I would like to buy [...]

Roth Ira Rates is a post from: Rethink Your Rollover

Roth Ira Unemployed

admin — Wed, 21 Jul 2010 12:06:22 +0000

Roth IRA unemployed Question: Roth IRAs? Ok, im unemployed, but receive tax exempt money (not disability or unemployment money). my question is, can i still open a Roth IRA? thanks for not flinging insults guys. (sarcasm, incase you 2 missed it.) right now, I am disabled and fighting for my life. i was asking because im getting married soon [...]

Roth Ira Unemployed is a post from: Rethink Your Rollover

Wells Fargo Ira Services

admin — Wed, 21 Jul 2010 08:10:11 +0000

wells fargo ira services Question: I want to open a SEP IRA, rollover my 401k, and do stock trading…all with one company. Who’s the best? I use Fidelity for my 401K, Ameritrade for my stocks, Wells Fargo for my checking accounts, INGDirect for my savings account, Chase for my credit cards and HELOC, and WaMu for my [...]

Wells Fargo Ira Services is a post from: Rethink Your Rollover

Roth Ira Deadline 2008

admin — Tue, 20 Jul 2010 14:42:53 +0000

Roth IRA deadline 2008 Question: Can I withdraw my contributions from Roth IRA tax free? I opened a Roth IRA account with Ameritrade in february 2009. I have contributed $5000 for the 2008 tax year (before april 15th 2009 tax year deadline) and $2600 for this tax year. I was trading stock with my Roth IRA and [...]

Roth Ira Deadline 2008 is a post from: Rethink Your Rollover