http://www.rethink-your-rollover.info http://www.rethink-your-rollover.info/Multiple_Beneficiaries.html The IRA owner may name more than one beneficiary and specify a dollar amount or percentage of the IRA proceeds to be paid to each beneficiary. http://www.rethink-your-rollover.info/Multiple_Beneficiaries.html http://www.rethink-your-rollover.info/Who_can_be_beneficiary.html The surviving spouse has the option of rolling over the decedent's IRA into one for the survivor, thus continuing the potential tax deferral (for a Roth IRA, the spouse must be the sole designated beneficiary). http://www.rethink-your-rollover.info/Who_can_be_beneficiary.html http://www.rethink-your-rollover.info/Beneficiary.html When opening an IRA, one of the many decisions you must make is the choice of who (or what) will be the beneficiary of the IRA assets. http://www.rethink-your-rollover.info/Beneficiary.html http://www.rethink-your-rollover.info/Need_Extra_Income_Now.html You may discover that you need extra income to help meet expenses if you’re newly retired or between jobs. http://www.rethink-your-rollover.info/Need_Extra_Income_Now.html http://www.rethink-your-rollover.info/Rollover_IRA.html This brings us to the last option. And for many people, it’s the best one. It’s called an IRA rollover. http://www.rethink-your-rollover.info/Rollover_IRA.html http://www.rethink-your-rollover.info/Move_the_Distribution_to_New_Plan.html Let’s take a look at a third option: Moving the distribution to your new employer’s plan. http://www.rethink-your-rollover.info/Move_the_Distribution_to_New_Plan.html http://www.rethink-your-rollover.info/Leave_the_Assets_where_they_are.html Leave the Assets where they are. This brings us to Option #2: Leaving your assets where they are. This is not necessarily a bad idea. http://www.rethink-your-rollover.info/Leave_the_Assets_where_they_are.html http://www.rethink-your-rollover.info/Take_cash_pay_tax.html Taking the money is tempting for many people – especially those who need extra income until they can find a new job. But you should resist the temptation. http://www.rethink-your-rollover.info/Take_cash_pay_tax.html http://www.rethink-your-rollover.info/Distribution_Options.html There are 4 basic choices for distributions. We’ll take a look at each one. http://www.rethink-your-rollover.info/Distribution_Options.html http://www.rethink-your-rollover.info/Check_List.html When planning how much to save for retirement, think of the following factors. http://www.rethink-your-rollover.info/Check_List.html