My Sitemap

Hierarchical Sitemap

• Beneficiary
  When opening an IRA, one of the many decisions you must make is the choice of who (or what) will be the beneficiary of the IRA assets.
  Beneficiary.html
  
  
• Check List
  When planning how much to save for retirement, think of the following factors.
  Check_List.html
  
  
• Contact Us
  Thank you for contacting the Rethink Your Rollover website team. We will be happy to answer any questions you have on the subject of IRA Rollovers, especially if we have not already answered it here on this Re- Think your Rollover website.
  Contact_Us.html
  
  
• Distribution Options
  There are 4 basic choices for distributions. We’ll take a look at each one.
  Distribution_Options.html
  
  
• Factors affecting your Retirement Plans
  There are many factors affecting your retirement. For examples, nowadays people live longer and more money is needed for retirement for more living years and perhaps medical or other expenses.
  Factors_affecting_your_retirement_plans.html
  
  
• Impact of Inflation
  A simple way to see the effects of inflation is to look at postage stamps and the bills to which you attach them.
  Impact_of_Inflation.html
  
  
• Inflation Rates
  Inflation has been higher than 10% before in the past... These days a reasonable assumption used for the inflation rate is 3%. Over the years, annualized inflation rate has been higher than 10%. (13% in the 1970s!)
  Inflation_Rates.html
  
  
• Leave the Assets where they are
  Leave the Assets where they are. This brings us to Option #2: Leaving your assets where they are. This is not necessarily a bad idea.
  Leave_the_Assets_where_they_are.html
  
  
• Longer Life Expectancy
  In 1950, the average American retired at age 65, provided he or she lived that long. At that time, the average life expectancy at birth was about 68 years.
  Longer_Life_Expectancy.html
  
  
• Move the Distribution to New Plan
  Let’s take a look at a third option: Moving the distribution to your new employer’s plan.
  Move_the_Distribution_to_New_Plan.html
  
  
• Multiple Beneficiaries
  The IRA owner may name more than one beneficiary and specify a dollar amount or percentage of the IRA proceeds to be paid to each beneficiary.
  Multiple_Beneficiaries.html
  
  
• Need Extra Income Now
  You may discover that you need extra income to help meet expenses if you’re newly retired or between jobs.
  Need_Extra_Income_Now.html
  
  
• Rethink yr Rollover (home)
  Thinking of Rolling over your 401k, IRA, or other Investment Savings plan? Then you will surely want to spend some time here first to learn your options, and make sure that it's the best move for your current situation.
  index.html
  
  
• Rollover IRA
  This brings us to the last option. And for many people, it’s the best one. It’s called an IRA rollover.
  Rollover_IRA.html
  
  
• Rollover Planning Example
  Henry and June have worked hard to put 3 children through college and expect their youngest to graduate next spring.
  Rollover-Planning-Example.html
  
  
• Site Map
  sitemap-page-order.html
  
  
• Social Security
  There’s Always Social Security .... isn't there? Social Security is another important factor of your retirement plan. Social Security has been a lifesaver for millions of Americans since its introduction in 1935.
  Social_Security.html
  
  
• Take Cash Pay Tax
  Taking the money is tempting for many people – especially those who need extra income until they can find a new job. But you should resist the temptation.
  Take_cash_pay_tax.html
  
  
• Who can be beneficiary
  The surviving spouse has the option of rolling over the decedent's IRA into one for the survivor, thus continuing the potential tax deferral (for a Roth IRA, the spouse must be the sole designated beneficiary).
  Who_can_be_beneficiary.html